Branch manager
Every claim gets a named owner.
Your settlement manager reviews the file, signs off on the release, and stays your single point of contact until the funds land.
The settlement layer
that moves like a bank.
Open a verified account in seconds. Move funds between members atomically. Reconcile every transaction in a single, immutable ledger.
- $2.4M+
- Settled in 2025
- 168ms
- Median settlement
- 99.98%
- Ledger uptime
- $2.4M+
- Settled in 2025
- 168ms
- Median settlement
- 99.98%
- Ledger uptime
- $2.4M+
- Settled in 2025
- 168ms
- Median settlement
- 99.98%
- Ledger uptime
- $2.4M+
- Settled in 2025
- 168ms
- Median settlement
- 99.98%
- Ledger uptime
Settlement volume
$189,485
▲ 3.94% live
2.4k
Members
42
Txns/sec
12
Markets
NORTHBRIDGEMERIDIAN TRUSTCALDER & COATLAS CLEARINGHELVETIA PAYSABLE UNIONKESTREL BANKORION SETTLENORTHBRIDGEMERIDIAN TRUSTCALDER & COATLAS CLEARINGHELVETIA PAYSABLE UNIONKESTREL BANKORION SETTLE
The platform
Built like a bank. Used like an app.
Every primitive a treasury team expects, wrapped in an interface designed for the next generation of finance operators.
Multi-account ledger
Every member receives a unique GRC account number with real-time balance tracking.
Learn moreInstant settlement
Move funds between accounts atomically. No batching, no holds, no surprises.
Learn moreTransparent history
A complete, immutable record of every credit and debit, exportable on demand.
Learn moreRow-level security
You only ever see your own account and transactions. Admins have a separate console.
Learn moreSigned transactions
Each transfer is wrapped in an atomic database transaction with reference numbers.
Learn moreLive network metrics
Performance you can read in milliseconds.
Every Indigo Escrow account is plugged into the same shared ledger. These are the numbers powering it today.
Monthly settlement volume
$189,485
+3.94%Median settlement latency
168ms
↓ 28% vs Q1
42
Txns / second
99.98%
Ledger uptime
Our history
Seven years of moving money, quietly.
From a small clearing-house project to the settlement backbone behind thousands of finance teams.
Founded 2019SOC 2 Type II2,400 members
- 1
2019
Indigo Escrow founded
A small team of clearing-house engineers set out to rebuild the settlement layer from scratch.
- 2
2021
First $100K settled
Crossed our first hundred-thousand in cumulative settlement volume across four markets.
- 3
2023
Tier-2 bank partnerships
Onboarded as a settlement partner for a handful of regional institutions.
- 4
2025
Real-time ledger launch
Released the immutable, sub-second ledger that powers every modern Indigo Escrow account.
- 5
2026
2,400 members
Now serving over two thousand businesses and individuals worldwide.
Inside the desk
Real people behind every settlement.
From the first review to the final payout, a named team handles your file — and the ledger records each step.
Cashier desk
Front-counter payouts, same day.
Verified members can collect approved refunds in cash or wire at the counter — identity checked, receipt issued, ledger updated instantly.
Payment release
Funds released the moment approval clears.
Once compliance signs the release, disbursement is executed in the same session and mirrored in your immutable transaction ledger.
Compliance office
Segregated accounts, audited quarterly.
Client funds never touch our operating balance. Independent auditors reconcile every corridor against the shared ledger each quarter.
Reconciliation
Paper trail for every single dollar.
Wire confirmations, claim forms and photo evidence are archived against the transaction — so a dispute takes minutes, not weeks.
Voices from the field
What people say about Indigo Escrow.
Bakeries, photographers, freelancers, weekend Etsy sellers — and a few finance teams too. No paid placements.
4.9
Add your voice
Leave a review.
Are you a business owner, a freelancer, or a customer who received a refund? We want to hear from all of you — no login required.
SOC 2 Type II
Annually audited controls
PCI-DSS Level 1
Top-tier card data handling
ISO 27001
Information security certified
GDPR ready
Data residency on request
How it works
It's easy to join us.
Four steps from a fresh sign-up to your first settled transaction.
01
Step 01
Open an account
Sign up in under a minute — we issue a verified GRC account number on the spot.
02
Step 02
Verify identity
Submit your document and selfie through the KYC console. Most reviews finish same day.
03
Step 03
Fund your wallet
Deposit via card, wire, or crypto — pick the gateway that fits the country you're in.
04
Step 04
Settle anything
Move funds member-to-member instantly, or request a refund through our protected channel.
Worldwide
We move money in every corner of the world.
- 2,400+
- Account holders
- $2.4M+
- Settled volume
- 12
- Active markets
- 240+
- Countries served
FAQ
Frequently asked questions.
The essentials, answered in plain English.
Insights
From the Indigo Escrow desk.
Long-reads on payments engineering, compliance, and the craft of running a settlement business.
Settle your first transaction in under 60 seconds.
No credit checks, no waiting room. Open an account and move money the way modern teams expect to.
Dashboard